When you've got to information an accident speak, there are a infrequent details that you should retain taken aggravation of at the moment after the argument. That includes calling the police to receive a Announcement, exchanging insurance advice with the Chauffeur and getting your own trial of the event conscientious in circumstances you gain a puzzle somewhere down the edge. There are a uncommon accident state tips that you should care for in conception provided you should ever own to deal with this setting.
Produce Video
When you accept an accident, you should always appropriate your own pictures at the scene. On the other hand moreover to the photos, cook up a video using the camera on your telephone provided you accept one. Shoot both vehicles in the exact positions they were in at the future of the accident (both from afar and fast up). Extremely, prompt fair footage of the damage that was caused on both vehicles. They may ask you to send in these pictures if they need further clarification about the case.
Get a Witness Statement
If there were any witnesses to the accident, talk to them before you leave the scene.Recount as you shoot the video--describe everything that has happened in feature. This video can be a crucial backing to your accident divulge provided there is any type of complication later.When you call in to make your claim to the insurance company, be sure to mention that you have photos of the entire accident.
If it comes down to your word against the other party, this witness is your only proof of what really happened. Get the witness's name and phone number. If possible, ask the witness to come with you right at that moment to a notary to sign a statement of what happened. It can be difficult to receive the witness to cooperate after the fact.
Present a copy of this statement to the insurance company to accompany your claim. Keep a copy of the statement, along with contact information for the witness with you, in case you need to take this situation to small-claims court.
Ask for a Copy of the Police Report
In many cases, the insurance company will be able to request the police report from the police department directly. They have it on file for themselves but don't always offer you a copy. So you have to ask the insurance company to fax you a copy of the report specifically, or request a copy directly from the police department yourself. You may be charged a small processing fee if you have to request it from the police.
It is imperative that you have a copy of the police report for yourself so that you can be sure that the report accurately describes your side of the case. If there is an important detail missing from the report--such as a description of additional damage--be sure to notify the insurance company immediately.
